Effective Date: August 23, 2026

These Terms govern your use of this website, forms, and communications provided by B&N Mortgage Inc. By using this site or submitting information, you agree to these Terms.

1. COMPANY AND LICENSING

B&N Mortgage Inc., NMLS #2577950, provides mortgage brokerage services in NV, AZ, and UT, subject to applicable licensing and loan-program availability.

2. INFORMATIONAL USE; NO LOAN COMMITMENT

Information on this site is for general informational purposes only. Nothing on this site constitutes a credit approval, rate lock, loan commitment, or guarantee of financing. All loan programs, rates, terms, and approvals are subject to application, verification, credit and underwriting review, collateral requirements, program guidelines, required disclosures, and availability.

3. APPLICATION INFORMATION AND AUTHORIZATION

You certify that information you submit is accurate, complete, current, and authorized. You agree to promptly update material changes. Do not send Social Security numbers, bank statements, tax documents, or other sensitive records through unsecured channels unless B&N Mortgage Inc. directs you to an approved secure portal.

4. THIRD-PARTY SERVICES

We may use third-party services, including application portals such as ARIVE, credit bureaus, lenders, settlement providers, communications platforms, and CRM providers. Their own terms and privacy practices may apply. Links to third-party services do not mean that B&N Mortgage Inc. controls or guarantees those services.

5. ELECTRONIC COMMUNICATIONS

You consent to receive disclosures, notices, and other communications electronically where permitted by law. You are responsible for keeping your contact information current. You may withdraw electronic consent by contacting us, subject to applicable law and any required paper-delivery procedures.

6. NON-MARKETING TEXT MESSAGES

By checking the applicable consent box, I consent to receive non-marketing text messages from B&N Mortgage Inc. regarding my mortgage inquiry, application status, document requests, appointment reminders, and loan-related updates. Message frequency varies. Message and data rates may apply. Reply HELP for help or STOP to opt out.

7. MARKETING TEXT MESSAGES

By checking the applicable consent box, I consent to receive marketing and promotional text messages from B&N Mortgage Inc., including mortgage information, program updates, and related offers. Consent is not a condition of obtaining credit. Message frequency varies. Message and data rates may apply. Reply HELP for help or STOP to opt out.

8. EMAIL COMMUNICATIONS

If you separately consent to marketing email, you may unsubscribe using the link in the email or by contacting us. Transactional and loan-related communications may continue where permitted or required.

9. PRIVACY

Please review our Privacy Policy: https://bnmortgageinc.com/privacy-policy

10. DISCLAIMERS AND LIMITATION OF LIABILITY

Information is provided as available and is not legal, tax, accounting, or financial advice. To the fullest extent permitted by law, B&N Mortgage Inc. is not liable for indirect, incidental, special, or consequential losses arising from use of this site.

11. CHANGES TO THESE TERMS

We may update these Terms from time to time. The Effective Date above identifies the current version. Continued use after an updated version is posted constitutes acceptance where permitted by law.

12. CONTACT US

B&N Mortgage Inc.

NMLS #2577950

Email: [email protected]

Phone: 702-988-8087

Equal Housing Opportunity. Not a commitment to lend. Programs, rates, terms, and availability are subject to change and qualification.